Bandar Koperasi Pertama Asia Di Pengerang, Johor.

JOHOR BAHRU: Coop City yang akan dibangunkan dengan anggaran nilai pembangunan kasar (GDV) mencecah RM500 juta di Bandar Penawar, Pengerang, bakal mencipta sejarah sebagai bandar koperasi pertama di Asia.

Projek perintis Coop City di tapak seluas 29.13 hektar di Mukim Pantai Timur Bandar Penawar, turut membabitkan pembangunan kira-kira 1,000 kediaman pelbagai kategori, pusat perniagaan, tempat rekreasi, pengumpulan produk industri kecil dan sederhana (IKS), hotel dan pusat beli belah serba lengkap. 

Koperasi Pengerang Kota Tinggi Bhd (KOPETI) dan Angkatan Koperasi Kebangsaan Malaysia Bhd (ANGKASA), semalam memeterai Memorandum Persefahaman (MoU), yang secara rasminya mengesahkan dua badan itu sebagai pengurus projek bersama dalam pembinaan Coop City Bandar Penawar.

Majlis memetarai MoU itu antara KOPETI yang diwakili Pengerusinya, Tahir Aris dengan Presiden ANGKASA, Datuk Abdul Fattah Abdullah turut disaksikan Pengerusi Jawatankuasa Pendidikan, Penerangan, Pembangunan Usahawan dan Koperasi Johor, Md Jais Sarday.

Abdul Fattah berkata, pembinaan Coop City Bandar Penawar menggunakan konsep yang sama seperti pembinaan bandar koperasi pertama dan terbesar di dunia seluas 82.96 hektar yang terletak di Bronx, New York, Amerika Syarikat.

"Walaupun mengambil konsep yang sama seperti bandar koperasi di New York, namun ia masih dibina untuk memenuhi keperluan masyarakat tempatan dan dalam peringkat permulaan, kami akan menubuhkan jawatankuasa teknikal pada September ini.

"Dengan penubuhan jawatankuasa ini, segala perancangan seperti penyediaan jadual fasa pertama pembinaan serta beberapa faktor penilaian lain dapat dibuat dengan mengambil kira keperluan dan kemampuan koperasi," katanya selepas majlis memeterai MoU itu di sini, hari ini.

Pembinaan bandar koperasi serba lengkap itu dijangka dapat disiapkan sepenuhnya dalam tempoh lima tahun sekali gus dapat membantu meningkatkan kadar pemilikan aset dan perniagaan bumiputera.

Tanggungjawab membangunkan sebuah bandar koperasi bukanlah perkara mudah kerana ia memerlukan komitmen tinggi, selain memerlukan modal dan kepakaran membangunkan sebuah bandar yang menjadi pemangkin kepada pembangunan sektor koperasi.

"Inilah masanya untuk kita melihat sebuah bandar koperasi diwujudkan yang dapat memenuhi konsep berkoperasi selaras dengan Dasar Koperasi Negara yang ingin melihat sektor koperasi memberikan sumbangan yang besar kepada Keluaran Dalam Negara kasar (KDNK),” katanya. 

Sumber: Berita Harian

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6 STEPS TO A PROFITABLE PROPERTY INVESTMENT

According to Chris Gray, property expert and author of The Effortless Empire - Building wealth from property, investing in Real Estate.

6 Steps To A Profitable Property Investment

If you’re thinking of investing in property, these six steps will help you invest in the right property that delivers profits now and in the future.

Real estate is a fantastic vehicle for building and holding wealth – provided you invest in the right types of property, that is.

1. Choose property that’s attractive to tenants.
It should be clean, have good-sized bedrooms, ideally with off-street parking, and good positioning away from noise and main roads.

“You’ve got to buy something that suits the majority of tenants in that particular area,” Gray says. “Features such as these will ensure your property is attractive to renters and will guarantee your income stream.”

2. Choose property that will grow in value.
Sounds like a no-brainer, but it can be easy to mistake a lemon investment for a good value prospect.

"If the property is close to a major CBD, beaches, schools, public transport and leisure facilities, it’s more likely to grow by more than the average in a good market and is more likely to hold its value in a down market," Gray explains.

Keep in mind that if you buy around the median price, then more people can afford to rent it and more people can afford to buy it, if you were put into a forced sale position.

3. Buy blue chip.
“Cheap properties are cheap because they’re not in great demand and there’s plenty to choose from,” he says. “It’s often worth paying market value for a good property in a top suburb than it is to get a discount for something that no one else really wants.”

4. Create instant equity.
Do some quick renovations such as a paint job, re-carpeting, tidying the garden, painting the fence, installing new curtains or blinds and replacing the kitchen-cupboard doors. “For every dollar you spend on renovating you should be aiming to get at least $1-2 back in the value of your property,” Gray says.

5. Refinance your property to create a buffer.
When your property grows in value, refinance to create an emergency cash buffer zone. “You don’t want to find yourself in a forced-sale position, as you won’t get the best price and it may trigger capital gains taxes and other expenses,” he warns. A cash buffer will ensure you can continue to make mortgage repayments even if you lose your job.

6. Re-sign your tenants.
It’s so important that you hire a professional property manager to ensure you get reliable tenants and that they pay a good market rent. “Aim to tie your tenant down to 12 month agreements, to help guarantee your rental income,”